Million Dollar Chicken Casserole

If you’ve ever stared into your fridge at 5:47 p.m. thinking, “I do not have the emotional energy to figure out dinner,” let me introduce you to Million Dollar Chicken Casserole—a creamy, cozy, no-drama bake that tastes like you tried way harder than you actually did.

This is the kind of recipe that makes busy nights feel manageable. It’s warm, rich, and topped with buttery crackers (because life is better with a crunch). And the best part? You’re using simple ingredients you can grab at any regular grocery store—no fancy “one tablespoon of unicorn milk” situations.

I’m Aneta from Chicken Magic Recipes, and I’ve got a soft spot for chicken casseroles because they’re basically the sweatpants of dinner: comforting, reliable, and always there for you when you need them most.

Why You’ll Love This Million Dollar Chicken Casserole

  • Fast to throw together: You’re basically mixing, topping, and baking. That’s it.
  • Family-friendly: Creamy chicken + crunchy Ritz topping = picky-eater peace treaty.
  • Perfect for leftovers: It reheats like a dream, which means tomorrow-you is already winning.
  • Potluck hero: Show up with this and people will ask for the recipe… and your phone number. (Okay maybe just the recipe.)

Ingredients You’ll Need

Here’s what goes into your Million Dollar Chicken Casserole—and yes, it’s all delightfully unfussy:

  • 4½ cups chopped cooked chicken (rotisserie chicken is basically a modern miracle)
  • 4 oz cream cheese, room temperature
  • 1 cup cottage cheese
  • ½ cup sour cream
  • 1 (10.5 oz) can unsalted cream of chicken soup
  • ¼ tsp garlic powder
  • ¼ tsp dried onion powder
  • 1 sleeve Ritz crackers, crushed
  • 5 Tbsp butter, melted

Quick ingredient notes from my real-life kitchen

  • Room temp cream cheese matters. If it’s cold, it fights you. If it’s soft, it blends like a sweet angel.
  • Cottage cheese might sound suspicious, but it melts into the sauce and makes it extra creamy. No weird texture—promise.
  • Unsalted soup keeps it from getting too salty, especially with the crackers on top.

How to Make Million Dollar Chicken Casserole

This is a “you can do this even if your day has been chaos” kind of recipe. Here we go.

Step 1: Preheat and prep

Preheat your oven to 350ºF. Lightly spray a 9×9-inch baking dish with cooking spray and set it aside.

(If you’re using a deeper dish, that’s fine too—just aim for roughly the same size so it cooks evenly.)

Step 2: Mix up the creamy filling

In a large bowl, combine:

  • chopped cooked chicken
  • cream cheese
  • cottage cheese
  • sour cream
  • garlic powder
  • dried onion powder
  • cream of chicken soup

Stir until everything is well combined. You want a thick, creamy mixture—kind of like chicken salad’s casserole cousin.

Step 3: Spread it into the pan

Spoon the mixture into your prepared baking dish and spread it out evenly.

Step 4: Make the buttery cracker topping

In a small bowl, mix your crushed Ritz crackers with the melted butter until the crumbs are coated.

Then sprinkle that buttery goodness evenly over the top of the chicken mixture.

Step 5: Bake

Bake uncovered for 30 to 40 minutes, until it’s hot and bubbly and the topping is golden.

Let it sit for about 5–10 minutes before serving. (Also, this prevents the “lava mouth” experience.)

What to Serve With It

This casserole is rich and creamy, so I like to pair it with something fresh or simple:

  • A green salad with a tangy vinaigrette
  • Steamed broccoli or green beans
  • Roasted asparagus
  • Even a bowl of fruit if you’re in a “minimal dishes” mood

And if you’ve got hungry people hovering in the kitchen, some warm rolls on the side will keep everyone friendly.

Tips to Make It Even Easier

  • Use rotisserie chicken: Chop it up and you’re halfway done.
  • Soften cream cheese quickly: Put it on a plate and microwave for 10–15 seconds. Not melted—just soft.
  • Cracker crushing shortcut: Toss Ritz into a zip-top bag and crush with a rolling pin, a spoon, or (no judgment) the bottom of a coffee mug.
  • Don’t panic if it looks thick: It loosens up as it bakes and becomes creamy and scoopable. Casserole magic.
  • Want extra crunch? Add a few more crushed crackers on top right before baking. Because you deserve joy.

A Little Story From My Kitchen

The first time I made this Million Dollar Chicken Casserole, it was one of those weeks where everything felt loud—work, laundry, schedules, and a fridge that looked like it belonged to a sad bachelor sitcom character.

I threw this together with leftover chicken and whatever dairy I had on hand, fully expecting it to be “fine.” But when I pulled it out of the oven—bubbly edges, golden Ritz top, creamy chicken underneath—my family ate like they’d been personally offended by every dinner before it. Now it’s one of my go-to recipes when I need something comforting that doesn’t require me to become a different person with extra time and energy.

Baked Million Dollar Chicken Casserole in a white dish with a golden buttery Ritz cracker topping and herbs.
Fresh-from-the-oven Million Dollar Chicken Casserole with that golden, crunchy Ritz topping everyone fights over.

FAQs About Million Dollar Chicken Casserole

Can I make Million Dollar Chicken Casserole ahead of time?

Yes! Mix the filling and spread it into the pan, then cover and refrigerate for up to 24 hours. Add the Ritz topping right before baking so it stays crunchy.

How do I store leftovers?

Store leftovers in an airtight container in the fridge for 3–4 days. Reheat in the microwave or oven. If you want the topping crispy again, reheat in the oven at 350ºF for about 10–15 minutes.

Can I freeze it?

You can freeze the filling portion (without the cracker topping) for best results. Thaw overnight in the fridge, add the buttery crackers, then bake.

I don’t love cottage cheese—can I swap it?

Absolutely. You can use more sour cream or even ricotta as a substitute. Cottage cheese just gives that extra creamy “rich” feel, but the casserole will still be delicious.

What if I only have a 9×13 pan?

You can use a 9×13, but the casserole will be thinner and may bake a little faster. Start checking around 25–30 minutes.

Dinner That Feels Like a Hug

Some nights call for complicated recipes and impressive plating… and some nights call for a bubbling pan of Million Dollar Chicken Casserole that makes everyone quiet for a minute because they’re too busy eating.

If you try it, I hope it brings a little comfort to your table—and maybe even makes tomorrow’s leftovers something you actually look forward to. Because honestly, that’s the real million-dollar feeling.

Keep the Comfort Going (You’ll Love These Too)

If this Million Dollar Chicken Casserole just earned a spot in your “save me on busy nights” dinner rotation, don’t stop here—these cozy, family-friendly favorites bring the same warm, creamy, comfort-food vibes:

If you make this recipe (or any of these), scroll down and leave a ⭐⭐⭐⭐⭐ review—your stars and quick comment help other home cooks find their next favorite dinner!

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Million Dollar Chicken Casserole on a spoon with creamy chicken filling, buttery Ritz cracker topping, and a sprinkle of parsley.

Million Dollar Chicken Casserole


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  • Author: Aneta
  • Total Time: 45 minutes
  • Yield: 6 servings 1x

Description

This Million Dollar Chicken Casserole is the ultimate comfort food—creamy, cheesy, and topped with a buttery Ritz cracker crunch. It’s an easy, family-approved dinner that comes together fast and disappears even faster. Perfect for busy weeknights or cozy weekend dinners!


Ingredients

Scale
  • 4½ cups chopped cooked chicken (rotisserie works great)

  • 4 oz cream cheese, room temperature

  • 1 cup cottage cheese

  • ½ cup sour cream

  • 1 (10.5 oz) can unsalted cream of chicken soup

  • ¼ tsp garlic powder

  • ¼ tsp dried onion powder

  • 1 sleeve Ritz crackers, crushed

  • 5 Tbsp butter, melted


Instructions

  1. Preheat oven to 350ºF. Lightly spray a 9×9-inch baking dish with cooking spray and set aside.

  2. In a large bowl, combine chicken, cream cheese, cottage cheese, sour cream, garlic powder, onion powder, and cream of chicken soup. Mix until smooth and creamy.

  3. Spread the chicken mixture evenly in the prepared baking dish.

  4. In a small bowl, stir together crushed Ritz crackers and melted butter until well coated.

  5. Sprinkle the cracker topping evenly over the chicken mixture.

  6. Bake uncovered for 30–40 minutes, or until the topping is golden and the casserole is bubbly around the edges.

  7. Let cool for 5–10 minutes before serving.

Notes

Shortcut: Use rotisserie chicken for quick prep.

Substitute: Swap cottage cheese for ricotta or extra sour cream if preferred.

Make ahead: Assemble up to 24 hours in advance, refrigerate, and bake when ready.

Storage: Refrigerate leftovers in an airtight container for up to 4 days.

Freeze: Freeze without the topping, thaw overnight, then add Ritz and bake.

  • Prep Time: 10 minutes
  • Cook Time: 35 minutes
  • Category: Dinner
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 portion (about 1 cup)
  • Calories: 465 kcal
  • Sugar: 3 g
  • Sodium: 580 mg
  • Fat: 33 g
  • Saturated Fat: 17 g
  • Unsaturated Fat: 13 g
  • Trans Fat: 0 g
  • Carbohydrates: 16 g
  • Fiber: 0.5 g
  • Protein: 28 g
  • Cholesterol: 110 mg

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